Deposit Accounts

Personal Checking & Savings

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CCTC
Secure
Checking
 NOW
Account		 MMDA Traditional Farm Go Green Secure Savings
Christmas Club
Super Saver
Minimum Deposit to Open $25 $500 $500 $25 $5000 $25 $25 $5
Minimum Balance Requirement
to avoid service charge
$500 $500 $25 $5000



Debit Card


Interest Rate Information Non Interest Bearing Account Contact
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Online Banking


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CCTC Secure Checking

The following fees apply to this account:

Overdraft Fee - $37.50 each item each time presented.

NSF Returned Item Fee - $37.50 each item each time presented.

See any account representative for complete account disclosures.
NOW Account

Rate Information: This Account is an interest bearing account. At our discretion, we may change the interest rate on the account at any time. Interest will be compounded monthly and will be credited to the account monthly.

Balance Information: You must maintain a minimum average daily balance of $500.00 to obtain the disclosed annual percentage yield.

Account Fees: A service charge of $6.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle.

The following fees apply to this account:

Overdraft Fee - $37.50 each item each time presented.

NSF Returned Item Fee - $37.50 each item each time presented.

See any account representative for complete account disclosures.
MMDA

Rate Information: This Account is an interest bearing account. At our discretion, we may change the interest rate on the account at any time. Interest will be compounded monthly and will be credited to the account monthly.

Balance Information: You must maintain a minimum average daily balance of $500.00 to obtain the disclosed annual percentage yield.

A $5 service charge will be imposed for each withdrawal in excess of six during a statement cycle.

The following fees apply to this account:

Overdraft Fee - $37.50 each item each time presented.

NSF Returned Item Fee - $37.50 each item each time presented.

See any account representative for complete account disclosures.
Traditional

$3,000 daily debit card transaction limit.

$15 monthly service charge.

$5 refund of monthly service charge with at least 20 debit card swipes per statement cycle.

$10 refund of monthly service charge with eStatements.

FREE Online Bill Pay service with eStatements.

The following fees apply to this account:

Overdraft Fee - $37.50 each item each time presented.

NSF Returned Item Fee - $37.50 each item each time presented.

See any account representative for complete account disclosures.
Farm

Rate Information: This Account is an interest bearing account. At our discretion, we may change the interest rate on the account at any time. Interest will be compounded monthly and will be credited to the account monthly.

$5,000 daily debit card transaction limit.

$15 monthly service charge if average Relationship balance falls below $5,000.

0.25% discount on one Qualified Loan.

FREE checks with eStatements.

FREE Online Bill Pay Service.

FREE Money Orders.

FREE Cashier’s Checks.

Foreign ATM charges refunded.

$10 Wire Fee with eStatements.

The following fees apply to this account:

Overdraft Fee - $37.50 each item each time presented.

NSF Returned Item Fee - $37.50 each item each time presented.

See any account representative for complete account disclosures.
Go Green Secure

Rate Information: This Account is an interest bearing account. At our discretion, we may change the interest rate on the account at any time. Interest will be compounded monthly and will be credited to the account monthly.

$3,000 daily debit card transaction limit.

FREE Online Bill Pay service with eStatements.

$15 monthly service charge.

$15 refund of monthly service charge with eStatements.

Earn higher interest on your account by swiping your debit card at least 20 times per statement cycle.

The following fees apply to this account:

Overdraft Fee - $37.50 each item each time presented.

NSF Returned Item Fee - $37.50 each item each time presented.

See any account representative for complete account disclosures.
Savings

Rate Information: This Account is an interest bearing account. At our discretion, we may change the interest rate on the account at any time. Interest will be compounded quarterly and will be credited to the account quarterly.

See any account representative for complete account disclosures. 
Christmas Club
Rate Information:  This Account is an interest bearing account. At our discretion, we may change the interest rate on the account at any time. Interest will be compounded at annual payout and will be credited to the account at annual payout.
 
See any account representative for complete account disclosures. 
Super Saver

Rate Information: This Account is an interest bearing account. At our discretion, we may change the interest rate on the account at any time. Interest will be compounded semi-annually and will be credited to the account semi-annually.


See any account representative for complete account disclosures.